Jun 7, 2012 17:34
12 yrs ago
7 viewers *
inglês term

Vintage model

inglês para português Adm./Finanças Finanças (geral)
Exemplos de contexto:
We have received all of the requested data for the vintage model
Vintages originated from 2002 onward with performance through present day: cumulative gross charge off as % of origination balance or commitment, for loans or lines respectively by:
FICO origination band
CLTV origination band
State of origination (GA, FL, VA and other)
Channel
Product type (Line, loan)


Vintage loss forecast depends on age of projected accounts
Future losses:
Accounts aged > 18 months
Accounts aged 6-18 months
New accounts


The vintage model will use the shape of mature vintage curves to project unfinished vintages
Benchmark curve (e.g., average cumulative losses from 2002, 2003, and 2004 vintages)

Grata

Proposed translations

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3 minutos
Selected

modelo vintage

Sugestão, dado ser o nome do modelo - apesar de ser um termo relativamente calão no mundo financeiro.
Pode encontrar uma maior definição de "vintage" em termos financeiros em: http://www.investopedia.com/terms/v/vintage.asp
Peer comment(s):

agree Daniel Tavares
1 dia 2 horas
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4 KudoZ points awarded for this answer.
20 minutos

Modelo (de previsão de perdas) com base na data

Vintage’ refers to opening date; vintage-based loss forecasts work on the assumption that recent accounts will mature in a similar way to the older accounts. Losses by month over the life of older accounts are calculated and loss curves are developed showing the percentage of losses occurring monthly. Newer accounts are presumed to follow similar loss patterns, thus completing the forecast.

http://www.experian-da.com/Web/News/Newsletters/0710/Forecas...

Previsão de perdas com base na data
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2 dias 7 horas

modelo clássico

Sug.
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