English to Russian Bus/Financial Finance (general) Credit Agreement

Debt instrument

FOR VALUE RECEIVED, [Name of Borrower] (the "Maker") by this debt instrument (this "Note") hereby unconditionally promises to pay to the order of [Name of Lender] (the "Lender") at _______________________ the principal sum of ___________________ Dollars (U.S.$_________________ ) in installments as hereinafter provided and to pay interest on the principal balance hereof from time to time outstanding, as hereinafter provided, at the rate of ______________ percent (___%) per annum. All capitalized terms not defined herein have the meanings assigned to them in the Facility Agreement (hereinafter defined).